In Florida, the title company is usually chosen by the party paying for title insurance.

That means control depends on the deal.

Standard rule

Seller pays title insurance then seller chooses the title company
Buyer pays title insurance then buyer chooses the title company
​

What happens in Florida markets

In most Florida deals, including 30A, the seller pays
So the seller usually chooses the title company
​

Why this matters

The title company controls:
- Closing process
- Title search
- Settlement timing
- Fee structure

Choosing the wrong one leads to delays and unexpected costs

Everything is negotiable

The contract can override the default rule​

Smart move
Choose a company that gives clear numbers upfront