Most people don’t find out their real closing costs until the last minute. That’s when deals get stressful and numbers change.

Here’s how it actually works in Florida.

Buyer closing costs
- Lender fees
- Appraisal
- Loan origination
- Escrow fees
- Prepaid taxes and insurance

​Seller closing costs​
• Outstanding liens
​• Tax prorations
​• Real estate commissions
​• Owner’s title insurance

What’s standard in Florida
​
​In Destin, Santa Rosa Beach, and along 30A, the seller usually pays for the buyer’s title insurance.
Everything is still negotiable in the contract.

​What to do instead

​Get a real closing cost breakdown before going under contract
​AquaRK Title Services gives you exact numbers upfront so there are no surprises at closing

What causes delays

​​They rely on estimates that change
​​Most people don’t review their closing costs early

Get your exact closing costs here
​Call (850) 650-9737 to get your exact closing cost breakdown​